There is no doubt that moving a home from one place to another, lock-stock-and-barrel, is indeed dreadful, challenging and perhaps even traumatic for many. It certainly is a big task, to say the least. They are many things that have to be done. It ranges from packing to lifting, loading the belongings onto the trucks and the unloading them. The belongings have to be then unpacked in the new home. Hence, it does create quite a bit of tension and stress on all those who are in it. You could perhaps come across a few DIY articles that espouse the cause of doing the moving on your own. We have to bear in mind that such articles are written by those who are experts and who carry with them years of experience and expertise in this field. Hence, what they mention might be good theoretically good but from a practical standpoint, it may not be possible to implement them in letter and spirit. Therefore, the safest and most logical thing to do would be to hire the services of professional movers in Edmond OK. We are listing down a few obvious reasons as to why it makes sense to hire these professionals.
Moving Is A Tough And Risky Job
While you may not have much of a problem with small household items, it could indeed be tough when it comes to large sized belongings. There are quite a few of them like bureaus, wardrobes, washing machines, pianos, wooden furniture and so on. Moving services in OKC are requires the right kind of skill set and brawn. If you try to do it on your own, you could end up with accidents and if fortune is not on your side you could end up with serious problems and health issues. However, when you hire these professionals, it is quite obvious that they will take all care to ensure safe and efficient movement of personal belongings from one place to another.
You Will Have Time For Other Important Issues
When you are moving from one city to another, there are quite a few things that you have to do. There are many loose ends that need to be tied up. You could have issues pertaining to having the right utility services being made available in your new home. You also could have issues related to your child’s education, identifying the right milk vendor and other such menial tasks. When you hire a moving companies in Norman OK, they will be able to take care of the entire moving task and help you to focus on other equally important tasks.
They Have The Right Infrastructure And Equipment
Moving your heavy bed and sofa four stories down is a near-impossible even if you attempt dreaming it. However, when you hire the right professional for getting this job done you can be sure that they will have the right equipment and infrastructure to do a good job of it.
They Will Take Care Of Insurance & Other Statutes
There are some federal and local laws that must be adhered to when moving belongings from one place to another. You may not be aware of the same as a customer. But when you hire these professionals, you can rest assured that you will always be on the right side of the law when it comes to moving belongings from one place to another, within cities, from one city to another and also from one state to another within the country.
City Moving & Storage
815 SW 2nd St
Oklahoma City, OK
Phone: (405) 232-5200
Digital Media companies are the paramount for the online businesses, these days. It offers better efficiency that you will not get from normal marketing. If you own a business, then you will know how much important the marketing is for your business. But if you think that a marketing company can take care of your marketing needs, then you are wrong. You will need a digital media planning agency too. You need to find one of the best digital media companies Boston to ensure that your online business is performing great on different social media platforms.
How is digital media company beneficial?
Here are some of the reasons how a digital media company can be highly beneficial to you:
Gives you direction: In this era, if you don’t have a proper digital media marketing strategy, then you are losing a lot of valuable customers. A clear digital media strategic goal is essential to attract more and more customers to your profile.
Enriched knowledge: If you are not that tech-savvy, then it is important to rely on a digital media company who will work 24/7 to make your online presence more efficient and effective. You will also be able to learn different tactics and dynamics of digital media.
Professional help: Taking help from one of the best digital media companies will provide you with all the professionals under one roof. Whether you are looking for a web designer, developer, professional strategist, content writer or a digital marketing executive, you will get everyone under one roof.
Technical support: These digital media agencies also have a team of technical experts who will take care of your website and social media marketing campaigns. So, you can be a complete peace of mind and focus on other important works.
Better ROI: With the help of the digital media company, you can get the best strategies that can help your company’s growth and sales. Hence, you will get a better ROI. Every dollar you are spending on the professional company will provide you with better returns.
Why digital media marketing is important?
If you check the stats and facts related to the social or digital media, then you will know why digital media marketing is so important. According to a report of 2016, about 62% of people from US use Facebook and 56% of people use Instagram, daily. Almost 30% of people who are on social media mention some specific brands in their lives and stories every day. This is an era of digitalization and many people, especially millennial and Gen X like to interact with any brands through the social media.
So, now you know why you need to choose one of the best digital media agency inBoston for your business. Even if your brand is available in online and offline both, digital media marketing is important. People spend hours of social media platforms. Even they ignore the emails, they cannot ignore what comes in their Facebook or Instagram feeds. They will likely to read more about it and take a decision.
Richardson Media Group
Address:59 Bow St,
Portsmouth, New Hampshire
Phone: (603) 373-8866
One of the first articles I ever had published was a feature story I wrote many years ago on growing up with a single, black father. “Oprah doesn’t do stories on single, black dads,” I wrote. I complained about them being an ignored demographic.
To my surprise, I received several letters from black women angered by my article. I recall one stating that the single, black father was the exception, not the norm and why take focus off of black women who so often pull double duty as mother and father while working full time?
Those women deserve support and admiration. Yet, I said then as I say now: Black men with sole custody of their kids, comprise a small yet mighty group that deserves far more attention than received.
A look at the statistics: From the Pew Research center’s data from 2017; 36% of black children under 18-years-old live with married parents; 47% live with single mothers; 7% live with cohabitating partners; and 4% live with single fathers.
I was part of that scant percentage. My father had little-to-no resources when my mother just upped and left him with two pre-teen kids. He worked two, sometimes three jobs to keep paying the mortgage on the house he and my mother had just bought; and to provide for us. Although there was no time or money for vacations I cannot remember ever doing without lights, heat, air conditioning, school supplies, clothes—without any of the basic needs, really.
My father would come home from a two-hour commute every night just in time to make sure we were OK—fed, homework done—and then was back out the door two hours later—on yet another grueling two-hour train ride to his second job. Our lives ran that way for years until we kids were grown.
Still, I think my then-over-taxed father could have benefited with some support. In her book, “The Best Kept Secret: Single Black Fathers,” associate professor of sociology at Marquette University Roberta L. Coles writes that “monies, scholarly research, and public debate have nearly entirely focused on non-custodial fathers or so-called ‘irresponsible fathers’ for which black fathers have become the poster child.”
In her research, which included interviews of single, black fathers, Coles discovered, “African American fathers struggle to extricate themselves from the negative and restrictive cultural baggage that attends the ‘black male’ identity in American society.”
As a child, and even today as an adult, I get defensive about the persistently negative portrayals of black men as fathers as I remember my own and how he did so much to raise us.
So, what is my point? Well, I guess I wish there were more single, black fathers highlighted in media. I wish there were more policies and organizations that advocated for fathers’ rights when the father is the more fit custodial parent.
But, my point is also to highlight the single, black fathers out there this Father’s Day. I remember so well when my father removed the drop leaf that extended our dining room table after my mother left, shrinking it down into a small, encompassing circle. “We were a family of four, now we are a family of three,” he said.
He was right then, and we still are a strong family of three. And Happy Father’s Day to all of the single, black fathers.
CHECK OUT THE 2019 LIST OF BE MODERN MEN —an integrative program that honors the essence, image, and accomplishments of today’s man of color.
The ideas and opinions expressed in this article are solely those of the author’s and not necessarily the opinion of Black Enterprise.
As Father’s Day quickly approaches, many of us are wondering what gift to get dad this year. Barbecue grills, TVs, and golf clubs are great, but sometimes all it takes is a message of appreciation, straight from the heart.While you can purchase a really cool gift (check out the Ultimate Buy Black Father’s Day Gift Guide for some ideas) there are other ways to honor fathers and father figures. These free Father’s Day gift ideas are some creative ways to honor dad.
Use your camera to film a short documentary. Ask siblings, kids, and extended family members to share their favorite stories and the best advice they’ve ever received from dad.
Host a Father’s Day Cook-off Competition. Invite family and friends over to recreate some or your dad’s favorite meals. Of course, dad is the judge and chooses the winner.
Create a customized coffee table book. Include family events such as weddings, graduations, and father-daughter-son moments from your childhood.
Sign Dad up for a class. If he’s been talking about learning how to fly a helicopter or paint, find a class and sign him up.
Write a short personal essay or poem. Talk about key events in your childhood or the influence your dad has had on your life. (E.g., 10 Life Lessons I Learned From Dad.)
Build something. Whether it’s a birdhouse, shed, or backyard deck, if your dad loves spending his free time making things, these are all great bonding experiences.
Make a playlist. Pick some of dad’s favorite songs and create a playlist for him. As an added touch, include a few songs that remind you of him and save them to a USB flash drive.
Volunteer in the community.While honoring your dad on Fathers Day, donate your time to helping others who are less fortunate.
Plan a Father’s Day Olympics. If your dad loves sports, a day of competitive activities, such as swimming, a relay race, or even basketball, will make his day.
Spend quality time. Nothing beats quality time with family. Whether it’s spending the day watching movies or barbecuing in the backyard, the memories made are priceless!
When it comes to the most viewed and popular content, it doesn’t matter how many photos or clever memes you choose to share, video reigns supreme, and many love the options that video-streaming provides. Many of us like to see things live and in action, and the stats don’t lie: According to Google, black millennials “have more than doubled their mobile watch time on YouTube in the last two years,” and they watch “73% more YouTube on mobile per person than the general population of the same age.”
The platform has diversified since its inception in 2005, but the issue of diversity on the platform, as with other popular media, remains a challenge. According to the same Google statistics, users of color want more inclusive ads and want to see themselves represented, and more would like to see brands better represent diversity in their ads. Here’s a list of 27 black YouTube stars, some on the come-up and others already bankable.
27 Top Black YouTube Stars
Oftentimes you see beauty tutorials that feature lighter complexions for trying out the latest trends, but Ms. Tang changes the game for chocolate sistas who want to know how to use the latest products for their skin tone.
Sue-Ann Gordon is a down-to-earth Jamaican beauty who starts all her vlogs with the most passion-pumping motivational moments along with beauty and fashion looks to inspire young girls of the Caribbean. And you’ll love checking in to vlogs that offer peeks into family and yard life on the island that endear you to a more balanced view than the stereotypical news and entertainment blurbs.
A YouTube superstar, Aina had humble beginnings and continues to share her love and life experiences via keep-it-real beauty and conversational vlogs. She also incorporates her Nigerian heritage, one of which she is proud.
The Cut Life
If you’ve always loved short hair, this is the channel for you. From interviews with beauty industry leaders to celebrity features to how-to inspirations for your next new cut, you’ll love what these women have to offer.
This young boss used to shoot videos on her phone before YouTube became the money-making platform it is today. Now she’s grown into a full brand, with more than 600,000 subscribers and an in-demand hair line and beauty salon. Her wigs look majorly realistic, so much so that she’s often booked months in advance, and she’s been a featured influencer on E! and with Revlon.
She knows how to make a thrift-store find look chic, and has a simple, clean aesthetic. Her vlogs don’t bombard you with endorsements and trendy clichés, and her candid style when describing her fashion picks will make you think she’s your real-life shopping bestie.
It can be hard to find consistent, real-woman fashion content on YouTube if you’re not a baby, teen, or millennial. Karen Blanchard’s channel offers something for the woman of style who knows Fashion Nova or Forever 21 are not her cup of tea and likes to add designer and luxury finds to boost her wardrobe.
Bright, bubbly, and explorative, this Haitian beauty loves to share her hair, fashion, and travel experiences with a wide smile and a sophisticated style inspired by her Caribbean roots.
A Nigerian Brit, she’s another young woman who went from smartphone YouTube faux pas in the early days to superstardom, with more than 2 million subscribers today, influencer deals with brands including Diet Coke, and she even landed the cover of British Glamour this year.
A curvy fashionista, Ambrose redefines what plus-sized fashion has to be. Her vlogs are positive, classy, and sleek, offering curvy sistas options to put together looks that slay.
Oneika the Traveller
Oneikagives you a fun, diverse adventure in her vlogs. She’s traveled to almost 90 countries on six continents, according to her channel, and her vlogs don’t skimp on the tips, the details, and the advice for world treks. She includes content that informs while entertains, so you won’t find just landscapes, photo shoots and selfie videos set to music on this channel.
The Blog Abroad by Gloria Atanmo
A self-professed “adventure junkie,” Atanmo gives honest insights on traveling while black to countries including Germany and Bangkok, and she also offers budgeting tips for aspiring nomads and production tips for those who want to document their journeys on YouTube.
This channel is run by a scuba diver and pilot who hosted her own travel segment on YouTube called “Kellee Set Go” and has now become a correspondent with the Travel Channel. She shares content from her latest adventures on the show and features travel tips for individuals and families.
She’s a full-time traveler and teacher who offers vlogs off the beaten path of the usual Caribbean, Middle Eastern, or African leisure locales common among African American vacationers. She gives a real look into life in Asia for a woman of color.
Nia the Light
Once known for her larger-than-life natural curls, she recently took a major brand leap, doing a big chop and refocusing her efforts on self-exploration, spirituality, and travel. The name definitely fits the bill: Each breath-of-fresh-air vlog is filled with positivity and exploration.
Magda Civil Fitness
This channel, hosted by a personal trainer and coach, features workouts and honest conversations about women’s health issues, including miscarriage, fitness while pregnant, and weight loss.
Fit Men Cook
Operating on the adage that “Bodies are built in the kitchen, sculpted in the gym,” this channel offers yummy, healthy dishes and lifestyle content for women and men who want to live at their best. It also helps that the host is motivated by his own journey into living a healthy, fuller life.
Black Men’s Beard
For beard enthusiasts, this channel is like having your own personal barber. You can find tutorials, tips on products and men’s grooming, and even some style features.
At Home with Nikki
If you love interior decor or just need some ideas for your next home makeover, check out Nikki. She gives you Martha Stewart with a dash of Oprah-esque Black Girl Magic in offering tips on organization and design.
NEWS / POP CULTURE
This vlogger’s been offering her spunky and eloquent take on African American culture before it was popular on YouTube. She continues to inspire and make you think with her vlogs, offering fresh, fun, and smart prospectives.
She’s fun, energetic, and raw, giving viewers a sense that she’s the girl next door who everyone loves for her take on a variety of subjects from love to investing (bitcoin, anyone?), style, and everyday life hacks.
This duo, who had their own show on Vice and Complex TV, offers hilarious banter and engaging dialogue on the latest news in politics, sports, and entertainment.
Whether it’s explaining what modern-day anarchy is or the military ban on transgenders, this vlogger doesn’t pull any punches, offering opinions that will have you thinking or at least Googling to expand your understanding.
MONEY & ENTREPRENEURSHIP
Tiffany Aliche provides doable tips and offers budget plans for anyone wanting to find financial freedom. Her receipts: She overcame a home foreclosure and an investment that cost her tens of thousands of dollars to boost her credit score and become an entrepreneur and home owner in her own right.
If you want to know how to become a creative entrepreneur or how to create content that will help your business progress, this is a great channel to tap into. Blake talks salesmanship, business plans, building a social media following, and much more.
Trials N Tresses
Thischannel’s “Millennial in Debt” series is entertaining and relatable. You can also find tips on how to pay off your student loan. (She’s done that to the tune of $85,000.)
His & Her Money
For all the married couples out there, get your financial fitness fix here. The chemistry between these two is undeniable and they share money tips that will make you want to invite them to the next marriage ministry potluck.
In an exclusive op-ed piece for Black Enterprise, Sen. Elizabeth Warren outlines her plan to create economic justice and to assist black entrepreneurs.
If you work hard and have a good idea, you should be able to start a small business and build something solid — a life you and your family can be proud of. There’s just one problem with that promise: the government helped create a wealth gap with decades of sanctioned discrimination, tilting the playing field against Black and Brown communities for generations.
As a result, Black, Latinx, and Native American households have a lot less wealth than white households. That means less money for entrepreneurs of color to put into their businesses to get them going. On average, Black entrepreneurs start a business with $35,000 in capital. That’s a third of the startup capital for the typical white entrepreneur.
It’s no surprise that this disparity in startup money is the single biggest reason that promising Black-owned businesses on average are less profitable and bring on fewer employees than white-owned businesses. It’s partly why entrepreneurs of color own less than 20% of businesses with paid employees despite making up almost 40% of the population. And it’s contributing to a small business gap that costs all of us millions of jobs and billions in economic growth.
This weekend, I will be attending the Black Economic Alliance (BEA) Forum in Charleston, South Carolina to discuss the steep challenges facing Black businesses in America, and how as President, I would remain committed to the fight for social, racial, and economic justice.
Black businesses face an uphill battle in our country; this is a fight we must all see as our own because the challenges facing Black businesses are rooted in big, structural problems. So the question is, what do we do about it?
The way I see it, there is only one way to make progress and that’s by fighting for big structural changes across the board. We have to take this problem head on and that’s why today I am proposing a new plan to help close the startup capital gap for Black and Brown entrepreneurs: a Small Business Equity Fund, run by my new Department of Economic Development,
This Fund will be equipped with $7 billion to provide grants — not loans — to entrepreneurs for startup capital so their businesses can thrive from the beginning without having to worry about ongoing interest payments or the risk of default.
The funds will be administered locally — through states, cities, and towns — but the state and local partners will need to meet federal requirements, including partnering with private parties to make investment decisions, instituting strict conflict of interest rules, and collecting data on outcomes. That way we can ensure taxpayer money is generating a strong return.
In addition to creating this new fund, we must take steps to address the lack of diversity among investors. The average Black-owned business only gets three percent of what a similar white-owned business typically receives in outside investments shortly after founding. A big reason for this disparity is the startling lack of diversity among investors: 86% of venture capitalists are white, and women and minority-owned firms make up less than 10% of the asset management industry. This hamstrings entrepreneurs of color: studies show that investors are more likely to partner with entrepreneurs that share their gender or race.
To address diversity among investment managers, I’m proposing three steps. First, states and cities will be required to partner with Black, minority, and women-owned investment managers to administer the money from my new Equity Fund. Second, on day one of my presidency, I will direct all federal pension and retirement funds to seek out a more diverse set of investment managers. And third, I will triple the budget for the Minority Business Development Agency (MBDA) — an organization dedicated to empowering entrepreneurs of color with access to funding networks and business advice — so it can expand on its good work.
This entire plan is paid for by my ultra-millionaire tax — a small 2% tax on giant fortunes over $50 million.
My new plan embraces the fundamental truth that we can never achieve racial justice without economic justice. We must do everything within our power to close the ever-widening racial wealth gap in America. I’ve proposed an expansion of the Community Reinvestment Act that will ensure mortgage lenders in communities of color lend to everyone on an equal basis, a student debt plan that cancels student loan debt for more than 80% of Black borrowers and invests $50 billion in HBCUs, and a new down payment assistance program that will help people in formerly redlined areas buy a home.
My plan helps level the playing field for Black, minority, and women entrepreneurs. We need to give every American the opportunity to build wealth and a bright future for themselves and their loved ones.
If you are keen on choosing the right home security solutions, you certainly have your task cut out. It certainly can be a challenging and frustrating process. This is all the truer when you are busy with a new home or when you have a new arrival in the family. You could be tempted to rush through the process given the fact that there are so many marketers trying to sell their home security solutions to you. You must be patient, persevering and gather as much information and knowledge before acting. You certainly will be spending big money and once you have installed it, you certainly would look forward to years of peace of mind. It should offer you the benefits that are commensurate with the kind of money you spend on it. One wrong decision that you might make, you could leave your home unprotected and you also could end up losing thousands of dollars. Hence, we are happy to share some useful points when it comes to installing these systems in your home.
Professional Monitoring In Case Of Emergencies
Since you will come across dozens of home security solutions you must spend time and choose the right one keeping in mind your exact needs and requirements. In case of emergencies, the system must deliver on its promises. It must offer the best of professional monitoring at a cost that is affordable, to say the least. You must be sure that the security systems come with alarm powered systems so that it can make the other people be aware of something abnormal happening.
The Alerts Should Be Smart And Not Overwhelming
While smartphone alerts are good they can be gaudy and could also be highly disturbing and overwhelming. There are many intelligent surveillance systems that have face recognition software installed in it. If you have somebody known to you and he or she is knocking at the door, the system should send you an alert that is pleasing and not overwhelming to the ear. However, when the system feels that there could be a possible intrusion happening, then it should ensure that it works according to the situation.
Look For Security With Added Convenience
Old fashioned security systems might come cheap but they also bring quite a bit of inconvenience attached to it. Hence, it always makes much better sense to look for something that makes life easier for you. You must look for features that are in line with modern times. These include smart access control, alarm coupled with a smart lock that can easily be connected to your system. This will make it easy for the right people to get in the house without compromising security in any manner whatsoever.
It Should Also Have Smart Deterrence Features
It always is better to deter crime than to have it solved once it has been done. The right security system in Indianapolis will help to make your home a highly unattractive target as far as burglars are concerned. You must always look for a comprehensive system that has visible deterrents like external security cameras and a doorbell camera. Most burglars are wary of security cameras and would prefer to stay away from such homes.
Revolution Integrated Systems
Address:9425 North Meridian Street #183
Phone: (317) 653-5885
Tierra Goes Green (TGG), is a black-owned “go green” brand providing products and services that help individuals transition their lifestyles into healthy ones.
The company’s founder is Tierra Burrell a well-known and respected holistic thought leader in Atlanta, Georgia. For years she shared her journey to “go green” via social media before launching TGG.
While her primary supporters are black women over 35 who value quality in all things, she has men who support her brand as well. Burrell, part of the growing group of black vegans, regards herself as an energy worker who focuses on being her authentic self, and she’s been able to create a lucrative business as a result.
In an interview, Burrell shares about building her brand and her go green journey.
BLACK ENTERPRISE:How did you come up with the idea to launch Tierra Goes Green?
Tierra Burrell: Tierra Goes Green developed strictly based on demand. People I had no idea were watching me demanded a service to help them transition their lifestyles into the healthy one they saw me living.
Tell us about your product line?
I make handmade body care skin solutions and dietary supplements. I never aspired to be a maker, but that is what my audience wanted. I would always advise them to abort the use of harmful skin care products and replace it with a mix of chemical-free products. But I discovered they did not want to mix up the ingredients themselves; they wanted to pay me to. My audience reveals a pain-point and I provide a solution.
Were you always plant-based?
Of course not. I miss Waffle House every single day of my life! But overall, I have never been a big meat eater. I was a carb-atarian, starch-atarian, a sugar addict — all while not eating meat and dairy. I was the vegan who would eat french-fries at the fast food drive-thru with the red and yellow signs then wonder why I was unable to lose weight. I understand now how nature works so I prefer to eat strictly plants 98% of the time.
Explain the biggest misconception between someone who is a vegan and one who is plant-based?
Being vegan is a lifestyle practice beyond your plate. Veganism is primarily a focus on what you do not eat, not generally a focus on what you actually need in your diet for long-term sustainability. Vegans normally do not participate in animal clothing, attend events such as the circus or participate in anything that is harmful or tested on animals. Just because you are vegan does not mean you are healthy. Plant-based, on the other hand, is someone who primarily eats plants such as fruits, veggies, seeds and nuts over 90% of the time. Plant-based eaters refrain from consuming processed foods, refined sugars, and foods that do not grow organically from the earth. Plant-based is more of a focus on your own health. Everything else is secondary.
How did you learn about holistic health and foods to eat, products to use etc.?
Reading. The only difference between you and an expert is the books you read. As I progressed and awakened, books like Heal Thyself by Queen Afua or African Holistic Health by Dr. Llaila Afrika became staples in my reference library. As far as products, I have always been a fan of handmade things. They just feel better when you are connected to the maker’s journey and energy. Twelve plus years of loving handmade craftsmanship is how I found the products.
What advice would you give to someone who wants to begin a healthy journey?
Drink a gallon of water per day. Many of the chronic illnesses and disease people are diagnosed with is because they are not drinking enough water. We are on a water planet with bodies made of mostly water. Water is not a drink; it is an element. Then I would say read. Change begins with your mindset.
Lastly, detox. I use to administer a 10-day detox program so that participants could eliminate toxins effectively from their bodies, and also change their taste buds.
What are some benefits of being plant-based that you think people should know about?
The only side effect of a plant-based lifestyle is betterment. I feel amazing. I look incredible. My blood flow is outstanding. My thoughts are clear. I am hydrated.The list goes on and on. I credit nature for unlocking all of these internal doors.
Many people believe it’s expensive to eat healthy. What are your thoughts?
I believe that eating whole foods, plant-based diet is not more expensive than chronic disease, illness, or the side effects of imbalanced hormones. We can invest now in ourselves, or pay the premium for resisting nature in the long term. We all make choices and my higher self is who makes all of the decisions for my humanity.The cost of feeling this remarkable, the vast majority of the time, is unimaginable for people who budget and neglect their overall well-being.
While you are a holistic thought leader do you believe in any type of modern medicine?
I absolutely believe in western medicine for those who believe in western medicine practices. Personally, I do not subscribe. I became fluent in the language of my body and the energy that flows through it. I participate in a lot of alternative medicine practices. I do see a dentist a few times per year for oral hygiene.
What advice would you give to someone who isn’t ready to convert to a plant-based lifestyle but is interested in making healthier food options?
Shop local, support your local farmer’s markets and be aware of where all of your food is sourced.
If you are from Oklahoma City and are trying to find out ways and means to finance the purchase of your car, you will find quite a few interesting tips and information in this article. Buying a car on finance today is not a tough job. There are dozens of used car as well as auto finance companies in Oklahoma City and adjoining areas. If you are keen on saving money on your auto financing and would like to get the best rates and deals, then you must do your research and keep a few important points in mind. We are happy to share information that has stood the test of time and certainly would help you to drive the best bargain whether it is for financing used cars or a new one.
Pay Importance To Credit Score
There is no doubt that credit score is one of the most vital parameters based on which mortgage companies finance your car. Therefore ensure that your credit score is always in the best of health. Keep a tab on your credit score very closely and do not let it slip beyond the best levels. Even a small delay in paying your mobile phone or other utility bills could pull down your credit score. There also could be mistakes in credit score compilation by the credit rating companies. You must look at such mistakes and have them corrected as soon as possible.
Get Financing Quotes In Case Of Imperfect Credit Scores
If you don’t have the best of credit scores, you need not worry too much. There are many online traders who would be willing to fund you for your used car as well as new car purchases. However, the interest rates obviously would be higher. You should spend some time shopping and look up at least five or six lenders and get quotes from them. This will help you to get the best deal even if your credit score is not up to the mark.
Keep The Loan Term As Short As Possible
Always try and keep your loan term as short as possible. Shorter loan terms mean lower interest rates but it also would mean that you will have to pay higher monthly installments. This is always a better choice because you will get out of the mortgage burden faster and you also will save a few hundred dollars on interest costs. However, be sure regarding the amount that you would be comfortable with when choosing the repayment term. It should not be tough on you and you should not run the risk of defaulting on payments.
Increase Down Payment
Apart from a shorter loan term, try and go for a higher down payment. It would be a good idea if you could put 20% as a down payment. This will avoid a situation where you would end up paying more money than the value of the car. Though dealers could try and persuade you to go in for a no-down-payment offer if you have a good credit record, it would be a good idea to stay away from this bait. The reason is simple. You would end up paying much higher interest rates on mortgage amounts for the entire cost of the used or new car.
Focus Federal Credit Union
Address:420 NE 10th St, Oklahoma City, OK
Phone: (405) 230-1328
There are black leaders making extremely powerful moves in their communities and Echoing Green, a prestigious fellowship program that helps transform their ideas into world-changing organizations, is here to recognize them. The organization recently announced 10 social entrepreneurs selected for its 2019 Black Male Achievement Fellowship.
This year’s Black Male Achievement Fellows include:
• Austin Martin, 24, Rhymes with Reason: Making it possible for teachers and students to use hip-hop lyrics as a teaching tool to strengthen vocabulary and literacy skills. (San Diego, California)
• Antoine Patton, 32, Photo Patch Foundation: Uses mobile technology to enable children to ship letters and pictures to parents in prison free of charge. (Fort Myers, Florida)
• Hadiyah Mujhid, 40, HBCUvc: Expanding access to capital to black entrepreneurs by training students attending historical black colleges and universities (HBCUs) in venture capital entrepreneurship. (San Francisco, California)
• Kristin Adair, 39, and Halim Flowers, 39, Unchained Media Collective: Change the narrative about mass incarceration and reimagine justice by training currently and formerly incarcerated people to use film and multimedia production to become advocates and tell their stories. (Washington, D.C.)
• Darius Ballinger, 28, Chasing23 Youth Empowerment Group: Reduce the juvenile recidivism rate among young men of color in Cook County, Illinois, by providing transitional employment and individual support. (Chicago, Illinois)
• Tolulope Sonuyi, 38, and Raymond Winans, 41, Detroit Life Is Valuable Everyday (DLIVE): Create pathways to health for youth who have been acutely injured by community violence by introducing innovative health-centered strategies for violence intervention and prevention. (Detroit, Michigan)
• William Evans, 42, Neighborhood Benches: Break the cycle of youth violence and incarceration of black boys and men by creating leadership and educational models for them to change behaviors, build community, and organize for positive change. (New York, New York)
• Tanay Tatum-Edwards, 29, FreeCap: Reduce racial and economic inequality for prisoners in the United States by divesting from companies that profit from prisons and investing in criminal justice reform initiatives. (Washington, D.C.)
Echoing Green Fellow, Hadiyah Mujhid (Image: HBCUvc)
“I’m excited for myself and HBCUvc to be joining a network of social entrepreneurs making bold changes in their communities,” Hadiyah Mujhid told Black Enterprise in a statement. “Aside from the personal and professional growth that I expect to experience as part of the program, this will be transformative for HBCUvc as an organization. Connection and access to resources, in addition to the signaling that comes along with the fellowship will help us to amplify our mission.”
According to the organization’s website, they are dedicated to accelerating the growth of high-potential leaders whose organizations are tackling pressing issues like systemic racism, climate change, and gender inequality. The fellows will be provided seed funding of up to $90,000 and training and programmatic support for two years, as well as lifelong access into a global network of leading philanthropists, investors, and entrepreneurs.
Their community currently houses nearly 1,000 social innovators that include past fellows like First Lady, Michelle Obama, Teach for America founder Wendy Kopp, Ella Baker Center for Human Rights founder, and CNN contributor Van Jones.
“After 30 years of supporting leaders around the globe, Echoing Green knows that the people closest to the problem are often closest to the solution,” said former Echoing Green Fellow and current President Cheryl L. Dorsey. “That’s why we are committed to supporting these impressive young leaders in realizing their visions for change. We are inspired by their passion for tackling problems in a fundamentally new way and by their ability to mobilize others to support their cause.”
The Echoing Green’s 2019 Fellowship class is funded by private contributions from Citi Foundation, U.S. African Development Foundation, Jerome L. Greene Foundation, and Fund II Foundation.